武汉市公安局,报警多次,笔录做了多次,该出手了!平安普惠贷款杀猪盘套路
2019年4月初,事主肖世英(身份证号420121197209100019,电话18971111109,13918577185)在湖北省武汉市蔡甸区家中接电话营销,说是平安银行给予他极高的信贷额度,且手续相当简便,利息极低,随用随贷.多次电话洗脑后,营销人员上门服务,索要了身份信息和房产证的照片说是拿回去给领导看看.(事后得知此人系电话营销平台的牵手,据行内人称的牵猪手).
后营销者与事主多次洗脑,将事主牵至平安普惠和平安保险湖北平台贷款,期间说为了审批需要贷款手续要包装一下,结果变成个人经营贷款,且需要住房作为抵押,并购买平安个人抵押贷款保险.
营销人员虚构了一份产品购销合同,要求事主同意将贷款转至产品购销合同所列单位的个人曾泽宏收款账户上,造成经营贷假象规避审查,另方便其扣走所谓行规费用.
2019年4月22日.营销人员将事主肖世英带至平安财险武汉的办公地,签署了一系列电子合同,包括平安普惠平台的服务合同,平安财险的个人贷款保证保险合同,住房抵押合同,贷款人为长安银行西安灞桥支行,收款人为曾泽宏的贷款合同等等.合同约定贷款利率加上每月平台服务费,保险费计10点左右,并约定违约罚息22.68由平安收取.至此营销人员完成牵猪过程.
事主肖世英贷款106万,实际曾泽宏转账100万,每月还款加平安普惠平台服务费,平安保险保费共计5万余元,造成违约.罚息巨大,造成房屋被扣,平安普惠平台月服务费收取,平安财险月保费,评估费,巨额罚息滚动罚息等等费用收取到手.杀猪盘完美收官.且平安财险迅速将债权转移至山东国聚公司,山东国聚转至个人赵超,全身而退.典型套路贷
在此事件中,长安银行和平安保险违反了银保监会关于贷款必须严格审查贷款人资信的法规.(贷款人根本不具备每月5万多的还款能力),为片面追求利益,以骗取受害人的罚息,各种服务费为目的的放贷,涉及违法放贷,套路贷.有违公序良俗.破坏社会和谐稳定.
平安普惠平台及关联人曾泽宏为规避银行及银保监会审查监管,虚构合同,将贷款金额做成二批支付给曾泽宏,涉及合同诈骗罪,扰乱金融秩序罪,曾泽宏构成洗钱罪(提供账户协助资金转移)''
以上所述,均有文件证实,且银保监会和郑州中院,徐州中院均有平安普惠平台的案列.
本人愿就以上叙述承担法律责任.
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